AEON Credit Service
Own your dream devices with attractive flexi-payment option.
Apply and Buy your favourite Apple products via Flexible Monthly Instalments.
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Flexible & Low Repayment Tenure
Up to 48 monthly repayments*
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Low interest rate
Special interest rate as low as 1% per month
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Easy payment
No credit card & deposit needed.
Choose your favourite Apple products.
Click on individual devices to see the price list.
| Model | Capacity | 12 mo. | 24 mo. | 36 mo. |
|---|---|---|---|---|
| iPhone 16 Pro Max | 256GB | RM500 | RM280 | RM206 |
| iPhone 16 Pro Max | 512GB | RM595 | RM332 | RM245 |
| iPhone 16 Pro Max | 1TB | RM689 | RM385 | RM284 |
| iPhone 16 Pro | 128GB | RM406 | RM227 | RM167 |
| iPhone 16 Pro | 256GB | RM453 | RM253 | RM187 |
| iPhone 16 Pro | 512GB | RM548 | RM306 | RM225 |
| iPhone 16 Pro | 1TB | RM642 | RM359 | RM264 |
| iPhone 16 Plus | 128GB | RM378 | RM211 | - |
| iPhone 16 Plus | 256GB | RM425 | RM237 | RM175 |
| iPhone 16 Plus | 512GB | RM519 | RM290 | RM214 |
| iPhone 16 | 128GB | RM331 | RM185 | - |
| iPhone 16 | 256GB | RM378 | RM211 | - |
| iPhone 16 | 512GB | RM472 | RM264 | RM194 |
| iPhone 16e | 128GB | RM283 | RM158 | - |
| iPhone 16e | 256GB | RM331 | RM185 | - |
| iPhone 16e | 512GB | RM425 | RM237 | RM175 |
| iPhone 15 | 128GB | RM255 | RM143 | - |
| iPhone 15 | 256GB | RM302 | RM169 | - |
| iPhone 15 | 512GB | RM397 | RM222 | RM163 |
| iPhone 14 | 128GB | RM217 | RM122 | - |
| iPhone 14 | 256GB | RM265 | RM148 | - |
| iPhone 13 | 128GB | RM189 | RM106 | - |
| Model | Capacity | 12 mo. | 24 mo. | 36 mo. |
|---|---|---|---|---|
| iPad 11-inch (A16, 2025), Wi-Fi | 128GB | RM135 | RM76 | RM57 |
| iPad 11-inch (A16, 2025), Wi-Fi | 256GB | RM173 | RM98 | RM73 |
| iPad 11-inch (A16, 2025), Wi-Fi | 512GB | RM259 | RM147 | RM109 |
| iPad 11-inch (A16, 2025), Wi-Fi + Cellular | 128GB | RM202 | RM114 | RM85 |
| iPad 11-inch (A16, 2025), Wi-Fi + Cellular | 256GB | RM240 | RM136 | RM101 |
| iPad 11-inch (A16, 2025), Wi-Fi + Cellular | 512GB | RM326 | RM185 | RM137 |
| iPad Air 11-inch (M3, 2025), Wi-Fi | 128GB | RM269 | RM152 | RM113 |
| iPad Air 11-inch (M3, 2025), Wi-Fi | 256GB | RM307 | RM174 | RM129 |
| iPad Air 11-inch (M3, 2025), Wi-Fi | 512GB | RM393 | RM223 | RM166 |
| iPad Air 11-inch (M3, 2025), Wi-Fi | 1TB | RM480 | RM271 | RM202 |
| iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular | 128GB | RM336 | RM190 | RM141 |
| iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular | 256GB | RM374 | RM212 | RM158 |
| iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular | 512GB | RM460 | RM260 | RM194 |
| iPad Air 11-inch (M3, 2025), Wi-Fi + Cellular | 1TB | RM532 | RM295 | RM216 |
| iPad Air 13-inch (M3, 2025), Wi-Fi | 128GB | RM355 | RM201 | RM149 |
| iPad Air 13-inch (M3, 2025), Wi-Fi | 256GB | RM393 | RM223 | RM166 |
| iPad Air 13-inch (M3, 2025), Wi-Fi | 512GB | RM480 | RM271 | RM202 |
| iPad Air 13-inch (M3, 2025), Wi-Fi | 1TB | RM551 | RM305 | RM223 |
| iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular | 128GB | RM422 | RM239 | RM178 |
| iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular | 256GB | RM460 | RM260 | RM194 |
| iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular | 512GB | RM532 | RM295 | RM216 |
| iPad Air 13-inch (M3, 2025), Wi-Fi + Cellular | 1TB | RM616 | RM341 | RM250 |
| iPad mini (7th gen, A17 Pro, 2024), Wi-Fi | 128GB | RM182 | RM103 | RM77 |
| iPad mini (7th gen, A17 Pro, 2024), Wi-Fi | 256GB | RM221 | RM125 | RM93 |
| iPad mini (7th gen, A17 Pro, 2024), Wi-Fi | 512GB | RM307 | RM174 | RM129 |
| iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular | 128GB | RM250 | RM141 | RM105 |
| iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular | 256GB | RM288 | RM163 | RM121 |
| iPad mini (7th gen, A17 Pro, 2024), Wi-Fi + Cellular | 512GB | RM374 | RM212 | RM158 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass | 256GB | RM422 | RM239 | RM178 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass | 512GB | RM495 | RM274 | RM201 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass | 1TB | RM663 | RM367 | RM269 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi, Standard Glass | 2TB | RM831 | RM460 | RM337 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass | 1TB | RM700 | RM388 | RM284 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi, Nano-Texture Glass | 2TB | RM868 | RM481 | RM352 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 256GB | RM495 | RM274 | RM201 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 512GB | RM579 | RM321 | RM235 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 1TB | RM747 | RM414 | RM303 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 2TB | RM915 | RM507 | RM371 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass | 1TB | RM784 | RM434 | RM318 |
| iPad Pro 11-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass | 2TB | RM952 | RM527 | RM386 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass | 256GB | RM514 | RM285 | RM208 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass | 512GB | RM598 | RM331 | RM242 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass | 1TB | RM766 | RM424 | RM310 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi, Standard Glass | 2TB | RM934 | RM517 | RM378 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass | 1TB | RM803 | RM445 | RM325 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi, Nano-Texture Glass | 2TB | RM971 | RM538 | RM393 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 256GB | RM598 | RM331 | RM242 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 512GB | RM682 | RM378 | RM276 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 1TB | RM850 | RM471 | RM344 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Standard Glass | 2TB | RM1,018 | RM564 | RM412 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass | 1TB | RM887 | RM491 | RM359 |
| iPad Pro 13-inch (M4, 2024), Wi-Fi + Cellular, Nano-Texture Glass | 2TB | RM1,055 | RM584 | RM427 |
| Model | Size | 12 mo. | 24 mo. | 36 mo. |
|---|---|---|---|---|
| Apple Watch Ultra 2, GPS + Cellular | 49mm | RM365 | RM206 | RM154 |
| Apple Watch Ultra 2, GPS + Cellular, Milanese Loop | 49mm | RM412 | RM233 | RM174 |
| Apple Watch Series 10, GPS | Aluminium Case | 42mm | RM135 | RM76 | RM57 |
| Apple Watch Series 10, GPS | Aluminium Case | 46mm | RM149 | RM84 | RM63 |
| Apple Watch Series 10, GPS + Cellular | Aluminium Case | 42mm | RM221 | RM125 | RM93 |
| Apple Watch Series 10, GPS + Cellular | Aluminium Case | 46mm | RM235 | RM133 | RM99 |
| Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band | 42mm | RM317 | RM179 | RM133 |
| Apple Watch Series 10, GPS + Cellular | Titanium Case, Sport Band | 46mm | RM341 | RM193 | RM143 |
| Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop | 42mm | RM341 | RM193 | RM143 |
| Apple Watch Series 10, GPS + Cellular | Titanium Case, Milanese Loop | 46mm | RM365 | RM206 | RM154 |
| Apple Watch SE, GPS | Aluminium Case | 40mm | RM82 | - | - |
| Apple Watch SE, GPS | Aluminium Case | 44mm | RM96 | RM55 | - |
| Apple Watch SE, GPS + Cellular | Aluminium Case | 40mm | RM106 | RM60 | - |
| Apple Watch SE, GPS + Cellular | Aluminium Case | 44mm | RM120 | RM68 | RM51 |
| Model | 12 mo. | 24 mo. | 36 mo. | 48 mo. |
|---|---|---|---|---|
| MacBook Air 13-inch (M4 chip with 10-core CPU and 8-core GPU, 16GB, 256GB SSD) | RM432 | RM244 | RM182 | RM150 |
| MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 512GB SSD) | RM500 | RM277 | RM203 | RM165 |
| MacBook Air 13-inch (M4 chip with 10-core CPU and 10-core GPU, 24GB, 512GB SSD) | RM579 | RM321 | RM235 | RM192 |
| MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 256GB SSD) | RM514 | RM285 | RM208 | RM170 |
| MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 16GB, 512GB SSD) | RM593 | RM329 | RM240 | RM196 |
| MacBook Air 15-inch (M4 chip with 10-core CPU and 10-core GPU, 24GB, 512GB SSD) | RM672 | RM372 | RM272 | RM222 |
| MacBook Pro 14-inch (M4 chip, 16GB, 512GB SSD) | RM654 | RM362 | RM265 | RM216 |
| MacBook Pro 14-inch (M4 chip, 16GB, 1TB SSD) | RM733 | RM406 | RM297 | RM243 |
| MacBook Pro 14-inch (M4 chip, 24GB, 1TB SSD) | RM812 | RM450 | RM329 | RM269 |
| MacBook Pro 14-inch (M4 Pro chip, 24GB, 512GB SSD) | RM794 | RM440 | RM322 | RM263 |
| MacBook Pro 14-inch (M4 Pro chip, 24GB, 1TB SSD) | RM980 | RM543 | RM397 | RM324 |
| MacBook Pro 14-inch (M4 Max chip, 36GB, 1TB SSD) | RM1,307 | RM724 | RM529 | RM432 |
| MacBook Pro 16-inch (M4 Pro chip, 24GB, 512GB SSD) | RM1,027 | RM569 | RM416 | RM340 |
| MacBook Pro 16-inch (M4 Pro chip, 48GB, 512GB SSD) | RM1,186 | RM657 | RM480 | RM392 |
| MacBook Pro 16-inch (M4 Max chip, 36GB, 1TB SSD) | RM1,428 | RM791 | RM578 | RM472 |
| MacBook Pro 16-inch (M4 Max chip, 48GB, 1TB SSD) | RM1,634 | RM905 | RM662 | RM540 |
| Mac mini (M4 chip, 16GB, 256GB SSD) | RM240 | RM136 | RM101 | - |
| Mac mini (M4 chip, 16GB, 512GB SSD) | RM321 | RM182 | RM135 | RM112 |
| Mac mini (M4 chip, 24GB, 512GB SSD) | RM403 | RM228 | RM170 | RM140 |
| Mac mini (M4 Pro chip, 24GB, 512GB SSD) | RM560 | RM310 | RM227 | RM185 |
| iMac 24-inch, Standard Glass (M4 chip, Two ports, 16GB, 256GB SSD) | RM542 | RM300 | RM220 | RM179 |
| iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 256GB SSD) | RM626 | RM347 | RM254 | RM207 |
| iMac 24-inch, Standard Glass (M4 chip, Four ports, 16GB, 512GB SSD) | RM705 | RM391 | RM286 | RM233 |
| iMac 24-inch, Standard Glass (M4 chip, Four ports, 24GB, 512GB SSD) | RM784 | RM434 | RM318 | RM259 |
| iMac 24-inch, Nano-Texture Glass (M4 chip, Four ports, 16GB, 256GB SSD) | RM705 | RM391 | RM286 | RM233 |
| Mac Studio (M4 Max chip, 36GB, 512GB SSD) | RM840 | RM465 | RM340 | RM278 |
| Mac Studio (M3 Ultra chip, 96GB, 1TB SSD) | RM1,680 | RM930 | RM680 | RM555 |
How it works
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Step 1
Chat with our customer service team HERE and ask about AEON Credit Service.
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Step 2
Ready needed documents and provide them to our customer service team.
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Step 3
You will be notified via email and SMS upon approval.
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Step 4
Visit Switch to sign agreement and collect device!
User Registration Requirements
Have the following prepared before applying and follow the steps below.
Applicant's Eligibility
Individual:
• Malaysian citizen aged 18 years to 65 years old.
• Applicants should be employed for at least 6 months in current employment.
• Minimum monthly gross salary: RM1000.00.
• Office telephone number and HP / home telephone number is compulsory.
• One contactable referee.
• Applicant must be contactable.
• No records of blacklist, CCRIS or CTOS.
Self-Employed:
• Malaysian citizen aged 18 years to 65 years old.
• Self-employed applicants' current employment must be at least 1 year.
• Minimum monthly net pay: RM1000.00.
• Providing office telephone and HP / home telephone number is compulsory.
• One contactable referee.
• Applicant must be contactable.
• No records of blacklist, CCRIS or CTOS.
1. Valid Email Address and Mobile Number is compulsory.
2. Terms and conditions apply
Documents Needed
Individual:
• One photocopy of I/C (front and back).
• Latest photocopy 3 months proof of income or EPF statement.
• Latest photocopy 3 months proof of salary account bank statement.
• Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).
Self-Employed:
• Business Registration Form.
• Photocopy I/C of proprietor/partners/directors (front and back).
• Latest 3 months company bank statement.
• Bank proof (Applicant's Personal Savings Account for Auto Debit purpose).
1. No applicants with past records of blacklist, CCRIS or CTOS.
2. Terms and conditions apply
Frequently Asked Questions
What is flexi-payment ?
It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.
What products does the scheme finance?
The scheme finances consumer products ranging from Smartphone, Computers, Tablets, Smart Watch, Accessories and etc.
Where can I find out more information on interest rates and fees etc?
For iPhone >
New AEON Customer: 1.25%
AEON Express / AEON Credit Cardholder: 1.10%
For Apple Watch, iPad and Mac >
RM5,000 & Below:
New AEON Customer: 1.25%
AEON Express / AEON Credit Cardholder: 1.25%
RM5,001 & Above:
New AEON Customer: 1.10%
AEON Express / AEON Credit Cardholder: 1.00%
Do I need to provide any guarantor?
No.
Will my personal information be kept confidential?
Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.
If I make an early settlement on my loan, will I enjoy an interest rebate?
Yes. For more information, please contact customer service centre at 03-2719-9999
Any fee do I need to pay during collection of product?
There will be a fixed Agreement fee of RM47 + Stamping fee (0.5% from total finance amount, ex: RM10, RM15, RM20, RM25, RM30, RM35, RM40, RM45, RM50 & etc) impose to every customer for every approved case to be pay to outlet during signing and collection of product.
How do I make my monthly payments?
Payment can be made via monthly deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered).
Why should I buy my dream device from Switch?
We are the largest Apple Premium Reseller in Malaysia and the products sold by Switch are all genuine products, follow RRP set by Apple Malaysia.