Business Financing - By BoostCredit

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Frequently Asked Questions

o Capital is a digital financing solution provided by Boost Credit (formerly known as Aspirasi) that enables more efficient management of cash flow for business owners through quick and easy financing, disbursed within 2 working days upon approval.
o Please refer to the relevant Terms and Conditions of this product for more information.

o Malaysian / Permanent Resident of Malaysia
o Aged 18 – 65
o Nature of business must be Shariah-compliant

    o This product is currently not subject to any licensing or regulatory requirements.
    o This product is based on the concept of Commodity Murabahah as pronounced by our Shariah advisors.

o Financing amount: Up to RM200,000, subject to Boost Credit’s approval and based on applicable credit assessment
o Tenure: 12 months
o Profit rate: 1.5% per month (Total of 18%)

    o You are required to make the relevant payments as per your agreed financing plan in accordance with product offering.
    o You should always have a sufficient sum of balance in your account for the direct debit mandate set up to enable us to collect the payment within the tenure.

    o Where relevant, a Sales and Services Tax (SST), Stamping Fee, Wakalah Fee, and/or Processing Fee, may be applicable.
    o Please refer to the Terms and Conditions of this product for more information.

o Depending at which phase you are in your repayment and the product Terms and Conditions that you have entered into, a Late Payment Compensation (Ta’widh) may be charged on such overdue amount.
o Please email us at for more information.

    o Please email us at for more information..

o No guarantor or collateral is required.

o Your MyKad
o Access to device camera for taking a selfie and a photo of your MyKad
o Supported browser e.g., Google Chrome or Apple Safari
o Latest 6-months business details as registered with Suruhanjaya Syarikat Malaysia (SSM) or relevant regulatory authorities
o Optional: Latest 6-months business bank e-statements (Official PDFs or scanned copies)

o Please email us at for more information.