Shop Smarter With Paylater

Pay in 4 zero-fee instalments. It's that easy.

How it works

STEP 1:
Download the ‘Paylater Malaysia’ app
STEP 2:
Register in-app and complete the e-KYC process
STEP 3:
Shopping Limit instantly approved
STEP 4:
Visit any of our Switch outlets to purchase your new device(s)

Frequently Asked Questions And Terms & Conditions

You must be above 18 years old, Malaysian, and currently being employed full time.

There will be no interest.

Your Shopping Limit is the available shopping amount you can spend with Paylater partnered Merchants. Your instalments will be deductible monthly from the date of purchase.

You may request for higher shopping limit in-app. Please do have your latest bank statement (in PDF), utility bill and payslip or income statement ready.

Yes, you can! Both debit and credit cards are accepted for ‘Buy Now Pay Later’ payment option.

Your billing cycle will be monthly.

You may choose either auto debit on your card, or FPX manual transfer to Paylater Malaysia via an in-app option in the ‘Paylater Malaysia’ app.

You may opt-in for a refund only if you do so within the same day. No refunds will be entertained 1 (ONE) working day from your purchase using ‘Buy Now, Pay Later’ option.

Yes, you may opt-in for a maximum of 12 months extension, there is a fixed processing fee, kindly click here for more info.

Yes, you may. As long as you are still within your allocated ‘shopping limit’, you may have as many purchases.

Yes, there will be late payment charges, you may click here for more information.