PayLater by Grab
Get what you want now, pay for it later.
Enjoy flexible payment up to 4 months with 0% interest using debit card.
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No interest, no fees
Spend up to RM 6,000 and pay only the price of what you’re bringing home.
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Completely transparent
Get instantly updated from when a transaction has been made to when a repayment is successful.
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Simple to use
Easy registration, 3 taps checkout, automated payments.
2 ways to PayLater
Pay next month or pay in 4 monthly instalments
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Step 1
Shop and add to cart.
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Step 2
Checkout with Grab PayLater.
(4 months instalment or Pay Next Month) -
Step 3
4 months instalment
Make payment and automatically pay only 1/4 of the total bill today.
Pay Next MonthConfirm and track your monthly spend and pay for it all in one bill.
Frequently Asked Questions
Am I eligible for PayLater?
Grab users who are eligible for PayLater should be
- 21 years and older
- Platinum, Gold or Silver GrabRewards tier member, and
- Have used either cash, credit or debit card for at least 3 Grab transactions in the recent months.
If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.
If you don’t see the PayLater option, unfortunately you are unable to use this service just yet. All approvals are subject to Grab's internal review.
Will I get GrabReward points if I pay using PayLater?
An easy way to track if you’re earning GrabRewards points for your selected Grab payment method is to check it during the checkout flow. GrabRewards points is awarded for every PayLater Postpaid transaction.
Is there a cost to using PayLater?
PayLater is a free service with no upfront fees charged or any interest accrued.
What is the maximum spending limit for PayLater?
The maximum spending is capped at RM6,000.
I have more questions, where can I get help?
Find a comprehensive library of help articles in Grab'sHelp Center.