PayLater by Grab

Get what you want now, pay for it later.

Enjoy the flexibility of splitting your bill into 4, 8 or 12 monthly payments or pay it all next month. Earn GrabRewards points either way you choose to pay.

  • No interest, no fees

    Pay only the price of what you’re bringing home, both in-store and online. There’s no interest, no upfront costs, and no fees as long as you pay on time and choose to pay in 4 instalments.


    *There will be a processing fee of 1.5% of the total transaction amount per instalment for the 8 and 12 monthly
    instalments options.

  • Completely transparent

    Get instantly updated from when a transaction has been made to when a repayment is successful.

  • Simple to use

    Easy registration, 3 taps checkout, automated payments.

Easy and stress-free payments

2 ways to PayLater

Pay next month or pay in 4, 8 or 12 monthly instalments

  • Step 1

    Shop and add to cart.

  • Step 2

    Checkout with Grab PayLater.
    (4, 8 or 12 months instalment or Pay Next Month)

    *8 and 12 months instalment only available online

  • Step 3

    4, 8 of 12 months instalment

    Make payment and automatically pay only 1/4, 1/8 or 1/12 of the total bill today.


    Pay Next Month

    Confirm and track your monthly spend and pay for it all in one bill.

Frequently Asked Questions

Am I eligible for PayLater?

Grab users who are eligible for PayLater should be

  • 21 years and older
  • Platinum, Gold or Silver GrabRewards tier member, and
  • Have used either cash, credit or debit card for at least 3 Grab transactions in the recent months.

    If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.

    If you don’t see the PayLater option, unfortunately you are unable to use this service just yet. All approvals are subject to Grab's internal review.

Will I get GrabReward points if I pay using PayLater?

An easy way to track if you’re earning GrabRewards points for your selected Grab payment method is to check it during the checkout flow. GrabRewards points is awarded for every PayLater Postpaid transaction.

Is there a cost to using PayLater?

PayLater is a free service with no upfront fees charged or any interest accrued.

*There will be a processing fee of 1.5% of the total transaction amount per instalment for the 8 and 12 monthly instalments options.

What is the maximum spending limit for PayLater?

The maximum spending is capped at RM6,000.

I have more questions, where can I get help?

Find a comprehensive library of help articles in Grab's Help Center.